Browsing the archives for the years tag

10 years they can report a bankruptcy on your credit report, is that from the filing date or discharge date?

in Build Your Credit

Only one credit bureau is reporting my bankruptcy from 10 years ago, How can I get them to remove it? 10 years that is from when we filled. It stopped me today from being able to re-finance my home because it brought my middle score down to below 700. Need to clean it up ASAP. [...]

3 Comments

Does a customer’s credit card charge-off, after 7 years get removed automatically from their credit report?

in Build Your Credit

A charge-off from a credit card account stays on a credit report for 7 years. Does the charge-off get removed from a person’s credit report automatically (just like a bankruptcy does after 10 years) by the credit bureau OR does the

2 Comments

Shouldn’t my bankruptcy be removed from my credit report after 7 years?

in Build Your Credit

My bankruptcy was filed and discharged in August of 2002. I was told it would stay on my credit report for 7 years, ending August of 2009, but it is still on there today in Feb 2010. Does anyone have any advice as to how I can get it removed and who I need to [...]

5 Comments

I got approved of 2 years contract for cell phone, does it mean I have good credit?

in Build Your Credit

2 years ago I try to get a cell phone with 2 years contract and they check my credit score and denied me, and today I try again and I got approved, does it mean my credit score is improved? If you get approval for cell phone with 2 years contract , does that mean [...]

4 Comments