wondering if old charge offs ‘fall-off’ your credit report after 7 years? 10 years? Do any of those credit repair services work? Heard about writing letters to creditors and if they do not respond in 30 days, the item must be erased from report–true?
Browsing the archives for the What’s tag
My husband went through Equifax for the “free” credit report and had to agree to a 7 day “trial” $14.95/month product. We agreed and planned to cancel. Now that we are trying to cancel – we cannot find a place to cancer nor a live person to


