Browsing the archives for the What’s tag

What’s a safe way to request annual free credit report?

in Build Your Credit, Free Credit Report

I hate to fill in a form with private info at a site I’ve never heard of.

0 Comments

What’s the best and cheapest place to get a credit score?

in Free Fico Score

Basically, my mom is going to be looking into buying a house soon. She wants to check her credit score. Which score is the actual one necessary to check? I’ve seen FICO and all types of other general “credit scores” that could be checked. Which does a mortgage company look for, and just how many [...]

3 Comments

What’s the importance of knowing your credit score when the creditors run your credit anyway?

in Free Fico Score

When I apply for loans and tell the creditors what my credit score is they still run my credit. All the reports I read talk about the imporatnce of knowing your credit score and that’s fine. But what’s the importance of knowing my score when the creditors run it anyway? Also, how do we know [...]

3 Comments

whats the difference Between the credit reports?

in Equifax Credit Report

Got all 3 credit reports and they are Experian, Equifax and Transunion.What are differences and why does the score vary on the numbers?

5 Comments

whats the difference between true credit.com credit scores and myfico.com?

in Equifax Credit Report

I went online to transunion (truecredit) and my equifax score was 650…then I went to myfico and it said 621. Which one is correct? I did both in the same day and were no changes in my report…Am I waisting my money? now keep in mind now that i said i checked only my equifax [...]

4 Comments

Once i get a Dun & Bradstreet number, whats the best and quickest way to build credit for your business????

in Business Credit Report

Once i get a Dun & Bradstreet number, whats the best and quickest way to build credit for your business without paying the $600 fee Dun & Bradstreet charges to start a credit file?

1 Comment

What’s the cost/ risk of getting a credit report?

in Free Credit Report

Our car insurance company says they noticed our premium will go up soon, and would like to do a credit report to look for reasons and try to help, which will only be a “soft hit” to our score. I think it’s a sales ploy to look at their bundled plans, and I also have [...]

4 Comments

Whats the easiest and fastest way to remove negative items from you credit? And how long till it improves?

in Free Credit Report

I just recently got my free annual credit report and i saw some things on there i would like to remove since on those i was an authorized user, and from what i understand not liable. I’ve been looking it up all over the web and have gotten some advice, but none of the websites [...]

5 Comments