Browsing the archives for the True tag

whats the difference between true credit.com credit scores and myfico.com?

in Equifax Credit Report

I went online to transunion (truecredit) and my equifax score was 650…then I went to myfico and it said 621. Which one is correct? I did both in the same day and were no changes in my report…Am I waisting my money? now keep in mind now that i said i checked only my equifax [...]

4 Comments

I checked my credit report and my score on True Credit.com?

in Equifax Credit Report

I went to a lender to ask some questions, first of all where I stand on buying a home, how much I can qualify for and what do I do to plan for buying a second home. I first he seemed eager to help, but after a short period of days he seemed less and [...]

3 Comments

Is it true that taking out an auto loan is the best, fastest way to increase your credit score?

in Build Your Credit

say you pay it on time every month.. as opposed to credit cards, personal loans, etc.

3 Comments

Is it true bills get removed from credit report in 5 yrs?

in Build Your Credit

I have a lot of hospital bills. I need to file bankruptcy but it’s hard to get them all together. But a friend said after 5 years they are taken off your credit score. How does that work exactly? I have not filed bankruptcy yet. Just wondering if they really get taken off your credit [...]

8 Comments

Is it true that leaving 30% of your limit on a credit card increase your credit score?

in Build Your Credit

I always kind of max out my credit cards I pay them regularly and none of my accounts are delinquent. I have not noticed any change in my credit score within the last 6 months. why do you think that is? I need help.

2 Comments