Browsing the archives for the TransUnion tag

Transunion says my credit score is 580 while Experian says it is 623, what gives?

in Equifax Credit Report

After recently being turned down for a car loan through various lenders, I took a closer look at my credit and why it was causing me to be denied. My credit score at Transunion is 580 and at Experian it says 623! Before applying for the car loans, I had only checked transunion, so assumed [...]

7 Comments

What is the difference between TransUnion, Equifax, and Experian and how do they calculate our credit rating?

in Equifax Credit Report

I paid off all my debt the later part of 07 except for one thing so I pulled my credit to see if my rating changed and all three companies had a different score. The one outstanding bill I have is shown twice under two different companies but the same account number. Which company do [...]

1 Comment

Which Transunion score is more accurate?

in Transunion Credit Report

On Wednesday of last week, the mortgage broker we are working with said that my Transunion credit score is a 587. He gave us some advice on how to raise it, and on Friday I pulled the score through MyFico.com and it said my score is a

2 Comments

what credit card company only checks transunion for credit check? I have limited credit history and want?

in Transunion Credit Report

another credit card to build up more credit….ok so i have about a year and a half of credit with a charge account with Macys…only a $100 limit on macy and a capital 1 with $300 limit…..and reports are all ok except for one pass 30 day

1 Comment

What are the credit reporting agencies besides equifax, transunion, and experian? I got 4 credit scores.?

in Transunion Credit Report

I had my credit report pulled and they pulled up 4 credit scores not just 3.

5 Comments

Can I use my EIN to apply for credit instead of my SSN? Will this reflect on my Transunion or Experian report

in Transunion Credit Report
2 Comments

My TransUnion Credit report has the wrong year of birth on it?

in Transunion Credit Report

Is there any way I can get them to clear my bad credit? The stuff that’s on there is all pretty accurate, but there are certain things that show up on TransUnion that don’t show up on Experian or Equifax. There’s not that much, so I don’t want to go through a long process of [...]

1 Comment

What are the differences between the 3 major credit companies Equifax, Transunion and Experian?

in Equifax Credit Report, Experian Credit Report, Transunion Credit Report

Do different credit inquires look at a specific credit company or they look at all three to determine your score. Why are there minor differences between the three reports one has my gas company account and the other two don’t. Ex. 6 years ago I took a car loan, when they check my credit they [...]

5 Comments