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Does anyone know anything good about this company called Hargrave Associates Credit Repair?

in Credit Repair

Does anyone know anything good about this company called Hargrave Associates Credit Repair? I am looking for a company that i can trust to repair my credit does anyone know about this particular company. Or can someone refer me to a company that’s not going to rip me off.

1 Comment

Where can I buy JUST my credit score – I dont want all this extra stuff like monthly checks and what not.?

in Equifax Credit Report

All the sites I have founnd (FreeCreditReport.com, Equifax.com) make me sign up for some monthly crap when all I want is to pay and see only my score. Any advice? thanks guys – that was a big help, appreciate it!

3 Comments

Trying to validate items on my credit report, does this letter sound good? Should I take out the suing part?

in Apply for Loans

Date: April 5, 2010 Re: Acct # XXXX-XXXX-XXXX-XXXX To Whom It May Concern: This letter is being sent to you in response to a viewing of my credit report and observance of your agency listed as one of my past accounts. Be advised that this is not a refusal to pay, but a notice sent [...]

4 Comments

I got a response for my pay to delete letter from a collection company. Is this legit with no holes?

in Apply for Loans, Credit Repair

Here is the latest response from a collection agency. The original creditor sold the account to this agency and they are the only ones with negative info on my report. O yea, it has all the account numbers and the balance and original creditor info listed at the top, im just omitting that from here. [...]

3 Comments

Paid off loan how will this change credit score?

in Build Your Credit

I just paid off a loan, it was for $9000 how will this change my credit score?(I know there would be a lot of variables involved in that) I know closing credit cards may decrease your score, but now that this loan is paid off my score should increase once its is reflected on my [...]

3 Comments

Is this a valid way to remove a bankruptcy from your credit report?

in Build Your Credit

I have heard this is a good way to remove a BK. See below. Has anyone tried this? Unlike other negative information which stays on your credit report for 7 years, bankruptcy can be reported for up to 10 years. Bankruptcy courts keep cases active for a period of two years before placing them on [...]

5 Comments

Can I use my EIN to apply for credit instead of my SSN? Will this reflect on my Transunion or Experian report

in Transunion Credit Report
2 Comments