Browsing the archives for the They tag

What is the catch, Companies advertise saying they reduce your tax liability if you have an outstanding debt?

in Apply for Loans

I have seen many commercials on TV from companies with testimonials from people who have had there outstanding tax debt reduced? How is this possible and can you achieve this on your own? What is the catch?

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which credit bureau is most important in which is the middle one that usually they really check????

in Equifax Credit Report

ok!so i just got my creit report with my scores on all three credit b scores in equifax, experian and transunion, ok so i dont understand which is the most important and people say that usually lenders look at the middles score wich middle score from which bareu??? and which is the minium score to [...]

2 Comments

What is the difference between TransUnion, Equifax, and Experian and how do they calculate our credit rating?

in Equifax Credit Report

I paid off all my debt the later part of 07 except for one thing so I pulled my credit to see if my rating changed and all three companies had a different score. The one outstanding bill I have is shown twice under two different companies but the same account number. Which company do [...]

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If one credit agency deletes negative info, do they all?

in Apply for Loans, Credit Repair

I had a negative entry deleted from my experian credit report? If I dispute it with the other two (it is listed on there) will they also remove it? Or does the removal from the experian credit report delete them all (Transunion and Equifax)

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Recently I disputed a negative item on Experian CR and they deleted? How to get it deleted from Equifax & TRAN

in Apply for Loans, Credit Repair

I have heard that if credit buero dont delete the account then the dispute becomes active and the accounts remains on the CR for next 10 years. Since experian already deleted it? Is there a way I can get it deleted from other credit reports by sending them the experian corrected report? Thanks in advance.

3 Comments

10 years they can report a bankruptcy on your credit report, is that from the filing date or discharge date?

in Build Your Credit

Only one credit bureau is reporting my bankruptcy from 10 years ago, How can I get them to remove it? 10 years that is from when we filled. It stopped me today from being able to re-finance my home because it brought my middle score down to below 700. Need to clean it up ASAP. [...]

3 Comments

Identity theft: They changed my address on my credit report?

in Transunion Credit Report

Now I cannot dispute it online and Experian only accepts online disputes. How do I dispute it another way so that Experian’s online system does not forbid me from disputing it. I sent out hard copy letters to Equifax and Transunion, but Experian does not accept mail correspondence. How do I change my address back [...]

3 Comments