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How can someone with a 550 credit score get their house which is manufactured refinanced?

in Free Fico Score

my credit score is very low, but my manufactured house, which has been totally redecorated and redone, is due for a refinance because I had a 2/28 loan. What can I do?

1 Comment

What is the credit score of someone with only current student loans on their credit report?

in Free Fico Score

I just ran my credit report and it was exactly what I thought. The only items on the report are current student loans (never late) and inquiries from Sallie Mae regarding the loans. I’m just curious, I don’t have a perfect credit score do I? Where does it start for someone in my position? I [...]

2 Comments

I heard you can raise credit score if someone add you to their credit line?

in Build Your Credit

I heard you can raise credit score if someone add you to their credit line, does that person need to have a good credit score in order for your credit score to go up?

5 Comments

Does a customer’s credit card charge-off, after 7 years get removed automatically from their credit report?

in Build Your Credit

A charge-off from a credit card account stays on a credit report for 7 years. Does the charge-off get removed from a person’s credit report automatically (just like a bankruptcy does after 10 years) by the credit bureau OR does the

2 Comments