Browsing the archives for the Should tag

What should your credit score be to get a good credit card?

in Free Fico Score

Is it 720 or above? I have a credit score that average of about a 720, But I do have about 10 inquries on my report due to us buying a house and car last year. I do have a few late payments from over two years ago. Shoud I even try to get approved

7 Comments

How should I pay off my debt?

in Equifax Credit Report

I recently received some money. Should I pay off the collection agencies or could I pay off the actual company I owe money through. ALSO, how do I find out my credit score? I know experian, equifax and others do your credit report. So where do I go to find out everything on my credit???

1 Comment

Comcast ran a credit inquiry on me without me authorizing it, what should I do?

in Equifax Credit Report

I will be buying a house shortly so my credit score is very important. Basically what happened was, I was on the phone with them and they asked me for my Social Security #. I specifically asked if they would be using that to run a credit check and they said no, that it would [...]

2 Comments

Trying to validate items on my credit report, does this letter sound good? Should I take out the suing part?

in Apply for Loans

Date: April 5, 2010 Re: Acct # XXXX-XXXX-XXXX-XXXX To Whom It May Concern: This letter is being sent to you in response to a viewing of my credit report and observance of your agency listed as one of my past accounts. Be advised that this is not a refusal to pay, but a notice sent [...]

4 Comments

Should I increase my credit card limit to raise my credit score?

in Build Your Credit

I currently Have a Platinum Mastercard with no balance on it, and I want to keep it that way using it for only small purchases. My credit line is for $10,000 as of now, should I increase my credit line to $20,000 and keep no or a minimal

7 Comments

To raise credit score should i pay off credit card immediately or stretch out payments over a few months?

in Build Your Credit

I don’t have debt by any means, first and foremost. I am just starting to live on my own and build my credit and stuff. I got a credit card to help me do that and right now my balance is around $600. I can easily pay this off in one month and not

7 Comments

Should you take a settlement offer on medical debt?

in Collections

I just reviewed my credit report and noticed that there are two medical bills on my report. The agency that currently has my account has offered me a settlement and is sending me a statement in the mail. I am in the process of trying to

5 Comments

Should I pay off my medical debt or file bankruptcy?

in Collections, Medical Debt

I do not have any credit cards but have about 12k worth of medical debt, most of which is in collections – I did not have insurance and was not eligible for assistance. Now a new friend has offered to help me either file bankruptcy or pay off my

10 Comments