Browsing the archives for the scores tag
The whole credit scoring system is very confusing to me. I have read and researched that FICO scores from TransUnion and Equifax are supposed to be the most used by major lenders for auto loans and mortages for homes that are real scores. This is compared to third party companies that offer free scores called [...]
I went online to transunion (truecredit) and my equifax score was 650…then I went to myfico and it said 621. Which one is correct? I did both in the same day and were no changes in my report…Am I waisting my money? now keep in mind now that i said i checked only my equifax [...]
i went to MyFico.com however, the scorewatch program they have only monitors Equifax. Score watch is not available for Transunion or Experian. Does anyone know a reliable true source where i can obtain this?
okay, I checked my credit score the other day and in it I only got two scores…one for TransUnion and Experian…but none for Equifax and I’m wondering if that is normal or if something is really wrong?
I recently discovered that you can get one free credit report from each of the three companies for free each year. I got my TransUnion one and my credit score was 651. Is this any good? Also which of three agencies generally score you higher? Would Experian or Equifax be higher or lower than my [...]
High credit scores rule For anyone looking to buy a home, there’s a simple lesson: The higher the credit score, the better the mortgage rate. A person with a credit score of 640 or more qualifies for a conventional home loan, while a score… Read more on Mobile Press-Register
wondering if old charge offs ‘fall-off’ your credit report after 7 years? 10 years? Do any of those credit repair services work? Heard about writing letters to creditors and if they do not respond in 30 days, the item must be erased from report–true?
