I am on my first credit card with a $250 limit. I read that having a balance of no more than 30% each month would raise credit scores, but my dad says I should spend more since it is such a low limit. Is the 30% percent rule still true for low-limit credit cards?
Browsing the archives for the score tag
I currently Have a Platinum Mastercard with no balance on it, and I want to keep it that way using it for only small purchases. My credit line is for $10,000 as of now, should I increase my credit line to $20,000 and keep no or a minimal
To raise credit score should i pay off credit card immediately or stretch out payments over a few months?
7 Aug, 2010 in Build Your CreditI don’t have debt by any means, first and foremost. I am just starting to live on my own and build my credit and stuff. I got a credit card to help me do that and right now my balance is around $600. I can easily pay this off in one month and not
Will correcting wrong addresses and spelling errors on names on your credit report increase your credit score?
6 Aug, 2010 in Build Your CreditMyself and my husband both have wrong personal information listed on our credit reports. If I have them removed will our scores be raised at all?
I heard you can raise credit score if someone add you to their credit line?
4 Aug, 2010 in Build Your CreditI heard you can raise credit score if someone add you to their credit line, does that person need to have a good credit score in order for your credit score to go up?
I’m trying to fix my credit and raise my credit score what are the steps to do that. I read that if you have any debt on your credit report over 2yrs. do not pay it because it lowers your credit score. Is this true.
I filed for bankruptcy in 2007, my current credit score is 640. How can I raise my credit score before purchasing a home?
Will my credit score go up if I pay my debt that I owed from medical bills that went to collections?
31 Jul, 2010 in Collections, Medical DebtI paid my debt from past medical bills that went to collection. They said it takes every 2 weeks to get updated and they cannot remove this from credit history. They say it takes 7 years before it gets remove. Will my credit score go up a little if I pay all my medical debts?
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