Browsing the archives for the Reporting tag

How do I go about suing a credit reporting agency for violation of the FDCPA & FCRA?

in FCRA, FDCPA, Transunion Credit Report

I have disputed the item with TransUnion and TransUnion removed it, but the credit company reported it to the credit bureau as well as a collection agency as a bad debt. I went to a Flooring store; they approved me for $2,000 in credit but I never used it. My floors were done

4 Comments

What is the name order of reporting agencies when you have a credit check done?

in Transunion Credit Report

We recently had a credit score run for us and they gave us the scores of 695, 697 and 707. Does anyone know the order of the 3 major credit bureaus on such a report and if that is the standard order they come in?

1 Comment

who does the credit reporting agencies answer to?

in Transunion Credit Report

I know that equifax,transunion,experian, are all powerful, but do they answer to anyone? when they don’t comply with the laws, who do you inform?

5 Comments

In the U.S. will placing fraud alerts with consumer credit reporting agencies reduce your credit score?

in Credit Monitoring

In the U.S., the three major credit reporting agencies are Equifax, Experian and TransUnion. Each of these agencies and private companies (e.g., Lifelock) offer credit monitoring services. Private companies generally file fraud alerts every 90

1 Comment

What are the credit reporting agencies besides equifax, transunion, and experian? I got 4 credit scores.?

in Transunion Credit Report

I had my credit report pulled and they pulled up 4 credit scores not just 3.

5 Comments

I have a three in one credit report from the three reporting credit companiesEquifax,Experian,and Transunion?

in Experian Credit Report

With those companies,I have three different Credit scores,Why is it this way,how do i find out my real credit score?Equifax gave my credit score a 569,Experian 572,and Transunion 635.Any reason why I have three different

4 Comments

How does a business report consumer accounts to a credit reporting agency?

in Business Credit Report

Business needs to update consumer account such as payment and judgment information. any tips?

1 Comment