Browsing the archives for the Reporting tag

What is the address for the website you can get a FREE annual credit report from the 3 reporting agencies?

in Apply for Loans

I’m not talking about those places that are supposed to be free, but then you find out you have to pay $$ to join their club. I’m talking about the one that’s totally free.

6 Comments

Credit agency reporting by Bank of America?

in Equifax Credit Report

When , on which perticular date of every month Bank of america reports credit card activity of a/c holder to credit agency like equifax, experian, transunion. I am asking you because I need to apply for loan for big purchase and before that I have cleared all debit balance on my credit cards last month. [...]

1 Comment

Which credit reporting company scores highest?

in Equifax Credit Report

I recently discovered that you can get one free credit report from each of the three companies for free each year. I got my TransUnion one and my credit score was 651. Is this any good? Also which of three agencies generally score you higher? Would Experian or Equifax be higher or lower than my [...]

1 Comment

How do you force a credit reporting agency to recognize your legal identity?

in Transunion Credit Report

My wife and I have been married for 5 years. She has been divorced from her ex-husband for 10 years. Experian and Equifax have recognized her new married name but Transunion has refused to do so. Her credit reports are sent to her using her ex-husband’s surname.

1 Comment

Is it correct for any the three Major Credit Reporting Agencies to outsource services overseas?

in Credit Report Laws, Equifax Credit Report, Experian Credit Report, Transunion Credit Report

On 19 February 2009 I contacted TransUnion, one of the three major Credit Reporting Agency (CRA). I contacted them because my user ID and password they had prescribed was not working. I asked a simple question to the lady which answered the phone. Due to her difficulty understanding what I was saying to her on [...]

1 Comment

What is the mailing address for the three reporting agencies for disputing credit?

in Transunion Credit Report

What is the mailing address if I wanted to dispute credit with Experian, Equifax, and Transunion? I had the report pulled by a mortgage company and I noticed errors. Do I also need a report by the reporting companies?

2 Comments

can capital 1 continue reporting negative info to credit bureau from an acct that was DC CHPT BK in 2001.?

in Transunion Credit Report

Capital one keeps reporting a high balance, past due, and other negative info to the bureau. My transunion report stated that the estimate time of removal was 4-2007. It did come of my transunion report but two weeks later it came right back

2 Comments

for CANADIAN credit reporting agencies.. does anyone know how to obtain your EXPERIAN score?

in Canadian Transunion, Transunion Credit Report

I’m familiar with how to obtain your score from equifax and transunion as well as reports from those two agencies.. but I’m having a hard time finding out my score from Experian.. my report I have no problem obtaining as well..

1 Comment