Browsing the archives for the report tag

How do I file an invalid credit report for a Medical debt bill?

in Collections

The debt agency I should be paying says they have no information on me.

0 Comments

10 years they can report a bankruptcy on your credit report, is that from the filing date or discharge date?

in Build Your Credit

Only one credit bureau is reporting my bankruptcy from 10 years ago, How can I get them to remove it? 10 years that is from when we filled. It stopped me today from being able to re-finance my home because it brought my middle score down to below 700. Need to clean it up ASAP. [...]

3 Comments

Suppressed credit report – how to get it ‘unsuppressed’?

in Transunion Credit Report

I’m trying to get an apartment (something I’ve done in the past) and I’m not able to get approved because my credit information is supposedly “suppressed” with TransUnion. I’ve made dozens of phone calls and NO ONE will tell me how I can get my information unsuppressed. I never asked for it to be suppressed. [...]

3 Comments

Will correcting wrong addresses and spelling errors on names on your credit report increase your credit score?

in Build Your Credit

Myself and my husband both have wrong personal information listed on our credit reports. If I have them removed will our scores be raised at all?

3 Comments

How do I report my Mom for identity theft?

in Identity Theft

She has been using my name on all utility bills and used a credit card under my name which has resulted in a Default judgment in my name preventing me to get any type of loans for school and has actually declined some jobs in my name. I didn’t think it would come this far, [...]

7 Comments

I decide to payoff bad items on my credit report, how long until my rating goes up?

in Transunion Credit Report

I am not sure about my transunion or equifax reports, but my experian report shows my rating at 529. I have $9000 in debt. With 0% credit available. If I start paying off these items, and bring them out of the red to current, will my rating go up? I have all red items on [...]

3 Comments

How does a court order judgment work and when and how long does it stay on a credit report?

in FDCPA

I just recently received a judgment from small claims court for a medical bill debt of $500. When will it be reported to the credit bureau and is there a way to prevent this should I come up with the money to satisfy the debt?

3 Comments

A judgment on my credit report?

in FDCPA

I have a jdugment on my credit report due to a civil lawsuit and I just want to know how this can effect me long term. I am a student, so can it prevent me from requesting student loans? What can it prevent me from doing with a judgment on my credit?

3 Comments