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	<title>Credit Report, Credit Score and FICO Info &#187; rating</title>
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		<title>How does going to a Credit Counseling service affect your credit rating?</title>
		<link>http://www.credit-report-information.com/2011/12/how-does-going-to-a-credit-counseling-service-affect-your-credit-rating/</link>
		<comments>http://www.credit-report-information.com/2011/12/how-does-going-to-a-credit-counseling-service-affect-your-credit-rating/#comments</comments>
		<pubDate>Tue, 27 Dec 2011 20:52:10 +0000</pubDate>
		<dc:creator>C.R.I.</dc:creator>
				<category><![CDATA[Credit Report Laws]]></category>
		<category><![CDATA[affect]]></category>
		<category><![CDATA[Counseling]]></category>
		<category><![CDATA[credit]]></category>
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		<guid isPermaLink="false">http://www.credit-report-information.com/?p=11129</guid>
		<description><![CDATA[My credit score is so low, I&#8217;m gonna need a backhoe to dig it up, but I don&#8217;t want to make it worse by going to a credit counseling service. Will I be able to buy a house while making payments to said service?]]></description>
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		<title>Do all bills affect your credit rating or just credit-related bills (such as creditcards, loans, mortgages..)?</title>
		<link>http://www.credit-report-information.com/2011/01/do-all-bills-affect-your-credit-rating-or-just-credit-related-bills-such-as-creditcards-loans-mortgages/</link>
		<comments>http://www.credit-report-information.com/2011/01/do-all-bills-affect-your-credit-rating-or-just-credit-related-bills-such-as-creditcards-loans-mortgages/#comments</comments>
		<pubDate>Fri, 28 Jan 2011 07:48:11 +0000</pubDate>
		<dc:creator>C.R.I.</dc:creator>
				<category><![CDATA[Equifax Credit Report]]></category>
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		<guid isPermaLink="false">http://www.credit-report-information.com/?p=9875</guid>
		<description><![CDATA[I understand that credit card accounts, mortgages, and things like car loans will affect your credit score majorly depending on when you pay, your balance, etc&#8230; But how much, if any and when, do other bills (insurance, internet, phone, medical..) affect it? And if they do, will paying them off fix this? I recently was [...]]]></description>
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		<slash:comments>9</slash:comments>
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		<title>What is the difference between TransUnion, Equifax, and Experian and how do they calculate our credit rating?</title>
		<link>http://www.credit-report-information.com/2011/01/what-is-the-difference-between-transunion-equifax-and-experian-and-how-do-they-calculate-our-credit-rating/</link>
		<comments>http://www.credit-report-information.com/2011/01/what-is-the-difference-between-transunion-equifax-and-experian-and-how-do-they-calculate-our-credit-rating/#comments</comments>
		<pubDate>Wed, 19 Jan 2011 13:47:40 +0000</pubDate>
		<dc:creator>C.R.I.</dc:creator>
				<category><![CDATA[Equifax Credit Report]]></category>
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		<guid isPermaLink="false">http://www.credit-report-information.com/?p=9593</guid>
		<description><![CDATA[I paid off all my debt the later part of 07 except for one thing so I pulled my credit to see if my rating changed and all three companies had a different score. The one outstanding bill I have is shown twice under two different companies but the same account number. Which company do [...]]]></description>
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		<title>I decide to payoff bad items on my credit report, how long until my rating goes up?</title>
		<link>http://www.credit-report-information.com/2010/07/i-decide-to-payoff-bad-items-on-my-credit-report-how-long-until-my-rating-goes-up/</link>
		<comments>http://www.credit-report-information.com/2010/07/i-decide-to-payoff-bad-items-on-my-credit-report-how-long-until-my-rating-goes-up/#comments</comments>
		<pubDate>Sun, 25 Jul 2010 04:25:50 +0000</pubDate>
		<dc:creator>C.R.I.</dc:creator>
				<category><![CDATA[Transunion Credit Report]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[decide]]></category>
		<category><![CDATA[Goes]]></category>
		<category><![CDATA[items]]></category>
		<category><![CDATA[Long]]></category>
		<category><![CDATA[payoff]]></category>
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		<category><![CDATA[report]]></category>
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		<guid isPermaLink="false">http://www.credit-report-information.com/?p=4117</guid>
		<description><![CDATA[I am not sure about my transunion or equifax reports, but my experian report shows my rating at 529. I have $9000 in debt. With 0% credit available. If I start paying off these items, and bring them out of the red to current, will my rating go up? I have all red items on [...]]]></description>
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