Browsing the archives for the paid tag

Credit score took a dive after I paid off school loans…?

in Equifax Credit Report

I recently paid off the last of my school loans because I intend to buy a new car soon and wanted to have my other debt out of the way before I take out an auto loan. As the information has come into the three credit bureaus, I have watched my Experian score drop six [...]

8 Comments

If creditor agrees, after a judgement or past due bill has been paid, can it be removed from credit report?

in Build Your Credit

For instance, if you owe $1000 on a bill, and the creditor knows you are disabled and legally judgment proof. If you return to work, and are willing to pay the debt to the creditor, rather than file bankruptcy(which means I’m not liable

4 Comments

Paid off loan how will this change credit score?

in Build Your Credit

I just paid off a loan, it was for $9000 how will this change my credit score?(I know there would be a lot of variables involved in that) I know closing credit cards may decrease your score, but now that this loan is paid off my score should increase once its is reflected on my [...]

3 Comments

What are some pretty effective ways to increase your credit score? Once all of your bills have been paid.?

in Build Your Credit

Please give some effective tips on how to increase your credit score within 6-12 months. Particularly, if all your bills have been paid off.

5 Comments

In the past 2 weeks I paid off my 2 past due accounts, I check my experian credit report

in Experian Credit Report

It shows that my past due accounts that i paid it shows paid,but i notice my credit score haven’t change.my question is does the credit reporting agencies update the fico score on a certain day or something.

4 Comments

Can I dispute an negative item that is marked “paid, closed” on my credit report?

in Dispute Credit Report

I viewed my credit report online and there is a negative item listed. My question: Can I dispute an negative item that is marked paid, closed on my credit report? Did I make the mistake of not disputing it first before paying the collection

6 Comments