I recently paid off the last of my school loans because I intend to buy a new car soon and wanted to have my other debt out of the way before I take out an auto loan. As the information has come into the three credit bureaus, I have watched my Experian score drop six [...]
Browsing the archives for the paid tag
If creditor agrees, after a judgement or past due bill has been paid, can it be removed from credit report?
1 Jul, 2010 in Build Your CreditFor instance, if you owe $1000 on a bill, and the creditor knows you are disabled and legally judgment proof. If you return to work, and are willing to pay the debt to the creditor, rather than file bankruptcy(which means I’m not liable
I just paid off a loan, it was for $9000 how will this change my credit score?(I know there would be a lot of variables involved in that) I know closing credit cards may decrease your score, but now that this loan is paid off my score should increase once its is reflected on my [...]
What are some pretty effective ways to increase your credit score? Once all of your bills have been paid.?
19 Jan, 2010 in Build Your CreditPlease give some effective tips on how to increase your credit score within 6-12 months. Particularly, if all your bills have been paid off.
In the past 2 weeks I paid off my 2 past due accounts, I check my experian credit report
4 Jan, 2010 in Experian Credit ReportIt shows that my past due accounts that i paid it shows paid,but i notice my credit score haven’t change.my question is does the credit reporting agencies update the fico score on a certain day or something.
Can I dispute an negative item that is marked “paid, closed” on my credit report?
2 Jan, 2010 in Dispute Credit ReportI viewed my credit report online and there is a negative item listed. My question: Can I dispute an negative item that is marked paid, closed on my credit report? Did I make the mistake of not disputing it first before paying the collection


