Browsing the archives for the months tag

To raise credit score should i pay off credit card immediately or stretch out payments over a few months?

in Build Your Credit

I don’t have debt by any means, first and foremost. I am just starting to live on my own and build my credit and stuff. I got a credit card to help me do that and right now my balance is around $600. I can easily pay this off in one month and not

7 Comments

How to raise credit score in 8 months in order to buy home?

in Build Your Credit

I filed for bankruptcy in 2007, my current credit score is 640. How can I raise my credit score before purchasing a home?

5 Comments

How to raise credit score 28 points in 2 months?

in Build Your Credit

I want to apply for an apartment but they need a 625 credit score. I lost my job for a few months and am now behind on two accounts. My credit score is 597. I can bring the accounts current in less than three weeks but will just that be enough to raise my score [...]

4 Comments

My credit score fell 37 points in 2 months, and I did nothing wrong. Help?

in Dispute Credit Report

The only thing that I can remember doing “wrong” was, I charged many of my cards almost to their limit, like about $100 away from the limit on a few $3000 cards, and about $13500 on a $15,000 card, however I was planning on paying most of that off this month.

0 Comments