Browsing the archives for the Long tag

How long until my credit score goes up after correcting errors on my credit report?

in Free Fico Score

My husband had 49 errors corrected on his Experian Credit report today. Only one is be investigated because it is a judgment. These were all errors due to 3 other people being lumped into my husband’s credit report. It was corrected easily over the phone, but I forgot to ask how long until the changes [...]

1 Comment

How long do different negatives stay on your credit report & influence your credit score?

in Equifax Credit Report

I had a bankruptcy in 05, and I also had some accounts then that were 90+ days delinquent im sure. and one or two 30 and 60s, but I also hd alot more GOOD accounts too. But now I have the bankruptcy and the delinquencies on my report. Now I know that a bankruptcy is [...]

2 Comments

Whats the easiest and fastest way to remove negative items from you credit? And how long till it improves?

in Free Credit Report

I just recently got my free annual credit report and i saw some things on there i would like to remove since on those i was an authorized user, and from what i understand not liable. I’ve been looking it up all over the web and have gotten some advice, but none of the websites [...]

5 Comments

I decide to payoff bad items on my credit report, how long until my rating goes up?

in Transunion Credit Report

I am not sure about my transunion or equifax reports, but my experian report shows my rating at 529. I have $9000 in debt. With 0% credit available. If I start paying off these items, and bring them out of the red to current, will my rating go up? I have all red items on [...]

3 Comments

How does a court order judgment work and when and how long does it stay on a credit report?

in FDCPA

I just recently received a judgment from small claims court for a medical bill debt of $500. When will it be reported to the credit bureau and is there a way to prevent this should I come up with the money to satisfy the debt?

3 Comments

How long will “recent inquiries” affect my credit score?

in Dispute Credit Report

I recently bought a new to me car. I have good credit, but with the credit crunch lenders are real picky who they loan to. The car dealer tried 5 lenders before he got a yes. I got the car but now those Recent Inquiries are affecting my credit score. How long before they drop [...]

2 Comments