Browsing the archives for the loan tag

What is a good credit score to have when applying for a loan?

in Apply for Loans, Transunion Credit Report

I just finished ordering my TransUnion credit report and score online from transunion.com. It says my current credit score is 757. Is that considered good? The reason I ask is because I was thinking about going to my local bank next week

4 Comments

Is it true that taking out an auto loan is the best, fastest way to increase your credit score?

in Build Your Credit

say you pay it on time every month.. as opposed to credit cards, personal loans, etc.

3 Comments

How much does your credit score increase when you pay off an auto loan?

in Build Your Credit

The last time I viewed my credit report, it did not have my auto loan as paid off. I had paid it off about a week before my credit report was pulled. Does anyone know how much that will increase my credit score? My FICO score was 545 and I am wondering if it will [...]

1 Comment

Can you get home loan with a low credit score.?

in Transunion Credit Report

I am looking to purchase a house in the Florida location. However, I had few questions regarding if I will be able to get any loan. My credit score on Equifax is not that good. On Transunion is way better then Equifax. However, on Experian is

5 Comments

An auto loan to improve credit?

in Free Credit Report, Transunion Credit Report

I’m currently 22 and am a senior in college (although I’m going for one more year and then possibly grad school). I would like the possibility of being able to buy a house in two to three years, and therefore am looking for ways to

1 Comment

My credit report shows my name on my sisters loan but I did not co-sign/joint.?

in Transunion Credit Report

So here is my problem. My nephew co-signed for my sister to buy a house. I was told that I would only be used for income purposes and that I would not be on the loan. The monthly statements which my sister get’s only show’s her name and my

7 Comments

Paid off loan how will this change credit score?

in Build Your Credit

I just paid off a loan, it was for $9000 how will this change my credit score?(I know there would be a lot of variables involved in that) I know closing credit cards may decrease your score, but now that this loan is paid off my score should increase once its is reflected on my [...]

3 Comments

Auto loan with experian credit report?

in Experian Credit Report

Anyone know of a finance company that will look at my experian report to make a lending decision. My experian score is significantly higher than my other 2. Thanks.

3 Comments