Browsing the archives for the loan tag

What is the minimum credit score needed to obtain auto loan?

in Free Fico Score

I plan to purchase a new car however I wanted to be approved for a bank loan before I go to the car dealership. In our area, Chase Bank is offering rates of 4.4% at the most. What is the minimum credit score needed to be approved. I don’t want to go around applying for [...]

6 Comments

What is the minimum credit score to get the best rate on a loan?

in Free Fico Score

I am thinking of buying a home. I would like to work on raising my credit score (currently 682) before I apply for a loan. What is the minimum score to obtain the BEST rate on a loan? How long will it take on average to raise my current score to this number if I [...]

3 Comments

does anyone have any idea where i can find a company that would give me a loan through Equifax?

in Equifax Credit Report

in other words, my score is good with equifax, any company out there would approve me for a credit card with low credit to start off or maybe a home loan ?

3 Comments

Who Can I Get A Personal Loan From With “Fair” Credit?

in Equifax Credit Report

My Equifax score is about 637 – And I REALLY need a personal loan for around $4000… I’ve gone to CitiFinancial but I was denied… I don’t owe any money… I just have young credit and a few late payments…

2 Comments

What is a good credit score to have when applying for a loan?

in Apply for Loans, Transunion Credit Report

I just finished ordering my TransUnion credit report and score online from transunion.com. It says my current credit score is 757. Is that considered good? The reason I ask is because I was thinking about going to my local bank next week

4 Comments

Is it true that taking out an auto loan is the best, fastest way to increase your credit score?

in Build Your Credit

say you pay it on time every month.. as opposed to credit cards, personal loans, etc.

3 Comments

How much does your credit score increase when you pay off an auto loan?

in Build Your Credit

The last time I viewed my credit report, it did not have my auto loan as paid off. I had paid it off about a week before my credit report was pulled. Does anyone know how much that will increase my credit score? My FICO score was 545 and I am wondering if it will [...]

1 Comment

Can you get home loan with a low credit score.?

in Transunion Credit Report

I am looking to purchase a house in the Florida location. However, I had few questions regarding if I will be able to get any loan. My credit score on Equifax is not that good. On Transunion is way better then Equifax. However, on Experian is

5 Comments