We have been working on our credit and I have paid perfect on my car for two years and just recently received a small credit card and I have paid that perfect also. I am ready to trade in my car but I am going to wait till December of this year probably at which [...]
I recently bought a new to me car. I have good credit, but with the credit crunch lenders are real picky who they loan to. The car dealer tried 5 lenders before he got a yes. I got the car but now those Recent Inquiries are affecting my credit score. How long before they drop [...]
I wanted to check into refinancing my mortgage, and have a few times…the company ran hard inquiries. So now, I have 6 hard inquiries on my report and I’m afraid to try to refinance again because I don’t want my credit score to drop even
I am just curious to know how the point system works with credit scoring. When I have inquiries to drop off of my report, how many points am I going to gain? Also, the same with old accts?
If you had 20 inquiries on your credit report from 2 yrs. back, and recently they dropped off, would it jump your credit score up?