Browsing the archives for the inquiries tag

What is the average number of credit inquiries that is acceptable or normal?

in Dispute Credit Report

We have been working on our credit and I have paid perfect on my car for two years and just recently received a small credit card and I have paid that perfect also. I am ready to trade in my car but I am going to wait till December of this year probably at which [...]

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How long will “recent inquiries” affect my credit score?

in Dispute Credit Report

I recently bought a new to me car. I have good credit, but with the credit crunch lenders are real picky who they loan to. The car dealer tried 5 lenders before he got a yes. I got the car but now those Recent Inquiries are affecting my credit score. How long before they drop [...]

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Why are the hard inquiries not dropping off of my credit report?

in Dispute Credit Report

I wanted to check into refinancing my mortgage, and have a few times…the company ran hard inquiries. So now, I have 6 hard inquiries on my report and I’m afraid to try to refinance again because I don’t want my credit score to drop even

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Does anyone know how many points are gained on a credit report when inquiries and old accounts drop off?

in Dispute Credit Report

I am just curious to know how the point system works with credit scoring. When I have inquiries to drop off of my report, how many points am I going to gain? Also, the same with old accts?

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When inquiries drop off your credit report, does it cause your credit score to increase?

in Build Your Credit

If you had 20 inquiries on your credit report from 2 yrs. back, and recently they dropped off, would it jump your credit score up?

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