Browsing the archives for the Increase tag

How much will deleted false negative items increase your credit score?

in Build Your Credit

I’m a 599 but just got my credit report and noticed that some negative items are wrong (one is a charge off for 1000 on a loan I never even heard of). And some items that are real are duplicated. If I get rid of the false one, how many points should I increase?

3 Comments

Will requesting a credit increase actually hurt your credit score?

in Build Your Credit

I have a FICO score of 620 (it was about 545 about 8 months ago) and I just finished paying of one of my credit cards and have 2 more to go. I’m thinking of requesting a credit increase. Will this hurt my score?

2 Comments

Does making cellphone payments on time help to increase your credit score any?

in Build Your Credit

Just looking for ways to increase my credit score other than getting a credit card.

5 Comments

Is it better to use a credit card or a debit card to increase your credit score?

in Build Your Credit

I have no credit card debt. I pay them off every month. I wonder if it is better to use my debit card or credit card to increase my credit score.

7 Comments

What are some pretty effective ways to increase your credit score? Once all of your bills have been paid.?

in Build Your Credit

Please give some effective tips on how to increase your credit score within 6-12 months. Particularly, if all your bills have been paid off.

5 Comments