Browsing the archives for the from tag

10 years they can report a bankruptcy on your credit report, is that from the filing date or discharge date?

in Build Your Credit

Only one credit bureau is reporting my bankruptcy from 10 years ago, How can I get them to remove it? 10 years that is from when we filled. It stopped me today from being able to re-finance my home because it brought my middle score down to below 700. Need to clean it up ASAP. [...]

3 Comments

Will my credit score go up if I pay my debt that I owed from medical bills that went to collections?

in Collections, Medical Debt

I paid my debt from past medical bills that went to collection. They said it takes every 2 weeks to get updated and they cannot remove this from credit history. They say it takes 7 years before it gets remove. Will my credit score go up a little if I pay all my medical debts?

3 Comments

How do i write to the credit monitoring companies to ask to have something removed from my credit report?

in Build Your Credit, Dispute Credit Report

I had a Bankruptcy over 10 years ago. I recently bought a car and the Bankruptcy is still appearing on my credit report. I was still able to buy the car by showing my Bankruptcy discharge papers.

4 Comments

Can a judgment be removed from my credit report?

in Build Your Credit

I filed chapter 7 bankruptcy, and put this account under it in February, however they continued to put a judgment against me and it is now on my credit report. Can this be removed because I filed that account with my

3 Comments

Is it possible to remove bankruptcy from your credit report?

in Build Your Credit

Is it possible to remove bankruptcy from your credit report?

7 Comments

Does a customer’s credit card charge-off, after 7 years get removed automatically from their credit report?

in Build Your Credit

A charge-off from a credit card account stays on a credit report for 7 years. Does the charge-off get removed from a person’s credit report automatically (just like a bankruptcy does after 10 years) by the credit bureau OR does the

2 Comments

If creditor agrees, after a judgement or past due bill has been paid, can it be removed from credit report?

in Build Your Credit

For instance, if you owe $1000 on a bill, and the creditor knows you are disabled and legally judgment proof. If you return to work, and are willing to pay the debt to the creditor, rather than file bankruptcy(which means I’m not liable

4 Comments

Is it true bills get removed from credit report in 5 yrs?

in Build Your Credit

I have a lot of hospital bills. I need to file bankruptcy but it’s hard to get them all together. But a friend said after 5 years they are taken off your credit score. How does that work exactly? I have not filed bankruptcy yet. Just wondering if they really get taken off your credit [...]

8 Comments