Browsing the archives for the disputed tag

Will my credit score go up once a disputed item is taken off of my credit report?

in Equifax Credit Report

I applied for a personal loan through capitol one and was denied d/t something on my credit report. So I did the 1 time a year free credit report and found out that Sears/City reported me for nonpayment on a card that belongs to my exhusband of 8 years. (he is filing bankruptcy) It has [...]

2 Comments

Recently I disputed a negative item on Experian CR and they deleted? How to get it deleted from Equifax & TRAN

in Apply for Loans, Credit Repair

I have heard that if credit buero dont delete the account then the dispute becomes active and the accounts remains on the CR for next 10 years. Since experian already deleted it? Is there a way I can get it deleted from other credit reports by sending them the experian corrected report? Thanks in advance.

3 Comments

Besides the FTC, who can you report consumer harassment to for a disputed medical debt?

in Collections, Medical Debt

Medical debt should be covered by insurance and is currently under investigation with medical facility. In the meantime, debt was purchased by a collection agency who now is calling repeatedly demanding payment. I’ve disputed with credit bureaus and with collection agency, but they are now threatening legal action. What else can I do?

7 Comments

Experian credit report: I disputed a collection and they updated my report from “PAID” to “PAID CLOSED”?

in Dispute Credit Report, Experian Credit Report, Transunion Credit Report

What’s the diff? Will my score improve? First time it shows up is OCT and NOV 2003…….I found out in 2007 and got the matter partially resolved in OCT 2007 (transunion and equifax took the collection lines off; experian kept it).

1 Comment