Browsing the archives for the dispute tag
I have some items that are from around 2002 and 2003 when I made some credit mistakes and had some major delinquencies and then some charge-offs on a couple of credit cards. These have gone to collections under a different creditor name and acct # and these agencies are making it look like these are [...]
We filed bankruptcy in October of last year and I just pulled my credit report with Equifax to make sure everything was accurate and I had like 12 accounts in collections that still showed balances. I called Equifax and told them that they were included in Bankruptcy & disputed them, but my question is how [...]
I entered a dispute for two incorrect negative accounts with Experian. They investigated and deleted both accounts from my report with them. My question is: will they report those results to TransUnion and Equifax, so THEY take them off of my reports through them?
I filed a dispute online with Equifax and they sent me an email stating that I need to send in or fax over my driver’s license, social security card or w2, and a utility bill to prove to them that I am who I say I am before they can process the investigation. That doesn’t [...]
Hello, I ordered my 3-in-1 report from transunion.. this cost me $40. There were major errors on all three reports. I was able to do the dispute process online from transunion, but could not find a section to dispute experian and equifax? I tried calling them and they said I would need an official report [...]
If you’ve recently discovered that that you need to dispute credit report errors, you are not alone. Research shows that 75 percent of credit reports have errors on them, and 1 in 4 credit reports include errors that actually have a
I’m a member of Free Credit Report and they let me dispute my Experian report online, but not the other two agencies. Is there a way to dispute the Equifax and Transunion online also?
Credit Report Disputes can take up to 60 days to remove. The 3 credit Bureaus don’t make it easy to get items removed. Make sure after you have got your Free Credit Score Report and reviewed what is not correct you only dispute once.
