Browsing the archives for the collection tag

Experian credit report: I disputed a collection and they updated my report from “PAID” to “PAID CLOSED”?

in Dispute Credit Report, Experian Credit Report, Transunion Credit Report

What’s the diff? Will my score improve? First time it shows up is OCT and NOV 2003…….I found out in 2007 and got the matter partially resolved in OCT 2007 (transunion and equifax took the collection lines off; experian kept it).

1 Comment

How will paying off a collection agency affect the credit report on which the non-payment is already listed?

in Transunion Credit Report

OK – I have a bill for a broken apartment lease that I was trying to fight (for a variety of good reasons) – and now it has gone to a collection agency for a total of $898.00. This item is already showing up on my Experian and TransUnion credit reports as unpaid and transferred [...]

6 Comments

What is the fastest way to remove a collection from equifax credit report?

in Equifax Credit Report

I’m in the process of getting a mortgage and all of a sudden this(collections) pops up on my Equifax credit file. I know it will hurt my score already. I need to know the best way to go about getting it removed. I heard even if you pay it off it will remain as a [...]

12 Comments

I have two collection accounts on my Transunion credit report?

in Transunion Credit Report

The first has an estimated date of removal of 6/2009, and the second has an estimated date of removal of 3/2009. In your experience, how accurate are those dates? And once a collection account is removed, approximately how many points did your score raise?

2 Comments