Browsing the archives for the card tag

How will settling credit card debt affect my credit score?

in Free Fico Score

I have several accounts on my credit that are all in good standing. I just have one credit card with $25,000 in debt. I was making payments on it but when my husband was laid off, I couldn’t make payments. It’s over 90 days due and I want to settle the debt but I am [...]

2 Comments

What is the average minimum credit score for credit card?

in Free Fico Score

I keep trying to get one of those alienware destop computers. They have an alienware credit card of 5’000. I cant seem to get my score high enough to qualify. What would be the average score required for cards like those?

2 Comments

What credit score do I need to get an Abercrombie &Fitch credit card?

in Free Fico Score

I would like to apply for the card, and I already know what my credit score is, but if I know ahead of time what score is required to get the card, then if my score is not high enough I don’t have to have that inquiry on my report and lower my score.

1 Comment

How to get a credit card with a damaged credit score?

in Free Fico Score

I have a fairly low credit score due to a couple of charge-offs and a couple accounts in collections that I am not even aware of, but they are possible medical bills. I can’t do a secured card right now. I really just want a card to make small purchases and raise my score. My [...]

8 Comments

What happens to your credit score if you pay off all your debt and never get another credit card?

in Free Fico Score

I have a tremendous amount of bad debt. Almost 2000 dollars. If I were to pay it all off to 0 would it raise my score or just keep it from getting lower? I have no intention to EVER EVER EVER have another credit card. my credit score is in the low 500s what will [...]

12 Comments

What should your credit score be to get a good credit card?

in Free Fico Score

Is it 720 or above? I have a credit score that average of about a 720, But I do have about 10 inquries on my report due to us buying a house and car last year. I do have a few late payments from over two years ago. Shoud I even try to get approved

7 Comments

What is the minimum credit score required to receive an American Express Business card through a fortune 500?

in Free Fico Score

I am seeking a job with a fortune 500 company that requires the employee to obtain a company issued AMEX business credit card for extensive travel. The card is issued to the employee and therefore linked to their personal credit. The balance on the card is paid by the company after the employee submits an [...]

3 Comments

What does my credit score have to be to get a Walmart credit card?

in Free Fico Score

I want to get a Walmart credit card…My credit score is not the best but not the worst either…it’s around 616. I dont want to apply and make it any lower unless I know I can get a card.

5 Comments