Browsing the archives for the being tag

Can being an authorized user on a delinquent harm your credit score? If so, how can I have it taken off?

in Equifax Credit Report

My wife is an authorized user on some of her dad’s credit cards. These are not joint accounts, but she is just an authorized user. Now, his business is going downhill and he has left these cards go into collections. It is showing up on my wife’s credit report as derogatory items. We have asked [...]

4 Comments

When accounts expire off your credit report, without being settled/paid, does your credit score increase?

in Build Your Credit

The title pretty much covers my question. I’m curious, because I have about $7000 in medical debt expiring off my credit report in Feb. and I am wondering how it will affect my credit score?

6 Comments