Browsing the archives for the Before tag

CREDIT COUNSELING and DEBT CONSOLIDATION VIDEO: What you need to know before you sign up

in Credit Report Laws

www.CreditRepairPublishing.com CREDIT COUNSELING and DEBT CONSOLIDATION What you need to know before you sign up. “(NPR News, May 15, 2006). The Internal Revenue Service is revoking the tax exempt status of some of the largest credit counseling agencies in the country. An IRS investigation disclosed that the firms solicited business from people seriously in debt [...]

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Am I not building credit history by balancing my credit card just before the end of the billing cycle?

in Equifax Credit Report

I’ve been using the same credit card (my first and only credit card) for a little over a year now. To avoid paying interest, I’ve been balancing out the card before the billing cycle ends (the 9th of every month). I’ve never owed interest on this card, and thought I was doing really well. A [...]

8 Comments

Medical debt before the age of 18, any obligations?

in Collections

I had back surgery when I was 17 years old. Now 9 years later I have recieved a letter from a collection agency saying there is still minor debt associated to appointments before my surgery. Everything else paid and I am curious whether I am legally obligated to pay a medical debt that was created [...]

7 Comments