Browsing the archives for the Bankruptcy tag

10 years they can report a bankruptcy on your credit report, is that from the filing date or discharge date?

in Build Your Credit

Only one credit bureau is reporting my bankruptcy from 10 years ago, How can I get them to remove it? 10 years that is from when we filled. It stopped me today from being able to re-finance my home because it brought my middle score down to below 700. Need to clean it up ASAP. [...]

3 Comments

Should I pay off my medical debt or file bankruptcy?

in Collections, Medical Debt

I do not have any credit cards but have about 12k worth of medical debt, most of which is in collections – I did not have insurance and was not eligible for assistance. Now a new friend has offered to help me either file bankruptcy or pay off my

10 Comments

Is it possible to remove bankruptcy from your credit report?

in Build Your Credit

Is it possible to remove bankruptcy from your credit report?

7 Comments

Is this a valid way to remove a bankruptcy from your credit report?

in Build Your Credit

I have heard this is a good way to remove a BK. See below. Has anyone tried this? Unlike other negative information which stays on your credit report for 7 years, bankruptcy can be reported for up to 10 years. Bankruptcy courts keep cases active for a period of two years before placing them on [...]

5 Comments

Shouldn’t my bankruptcy be removed from my credit report after 7 years?

in Build Your Credit

My bankruptcy was filed and discharged in August of 2002. I was told it would stay on my credit report for 7 years, ending August of 2009, but it is still on there today in Feb 2010. Does anyone have any advice as to how I can get it removed and who I need to [...]

5 Comments

how do I remove items that were supposed to be removed from my credit report due to bankruptcy?

in Build Your Credit

I had a few judgements that were supposed to be removed from my credit report when I filed for chapter 7 bankruptcy, but 2 of them are still on there. How do I get these removed, like who do I contact. One I had contacted someone before and they said they were going to remove [...]

7 Comments