Browsing the archives for the Bank tag

Credit agency reporting by Bank of America?

in Equifax Credit Report

When , on which perticular date of every month Bank of america reports credit card activity of a/c holder to credit agency like equifax, experian, transunion. I am asking you because I need to apply for loan for big purchase and before that I have cleared all debit balance on my credit cards last month. [...]

1 Comment

which bank uses experian to check credit for auto loans?

in Equifax Credit Report

I was wondering if any one in the north carolina area knew of any banks that pull your experian credit report for auto loans. My exp. score is the highest at a 708 and i need to refinance my car. i know i could get a good rate and get approved if they check exp. [...]

2 Comments

My mortgage company- a bank only reports to one credit bureau-Equifax- is there a way to get on Trans & Experi

in Equifax Credit Report

I have been perfect on it for the 3 years that I have had it, I call Experian who said that my bank Talbot State Bank in Georgia would have to pay to be a member, and that there is no way to get it on their report. An aquaintance who charges $400 to repair [...]

3 Comments

Don’t Look Now, But Here Come the New, New Bank Fees

in Credit Repair

Don’t Look Now, But Here Come the New, New Bank Fees Don’t look now, but banks are trying slick tricks to introduce more new fees after a regulatory smackdown has left lenders scrambling for new ways to charge consumers. Here are the latest tactics. Read more on WallStreet Journal via Yahoo! Finance

0 Comments

Why is GE Money Bank credit card services at it again?

in Equifax Credit Report, Experian Credit Report, Transunion Credit Report

Now they are increasing their fees. 1st it was reducing the credit limits of ON-TIME paying customers. They are raising the fees for all aspects of the credit card. A sign that, to me, that this bank is nickle & dimming and may be going under.

4 Comments

Will it raise your credit score if you pay your cell phone bill by using a bank card that says visa on it?

in Build Your Credit

I usually only use this as a debit card. If I keep paying by phone and use the pay by credit option, does it improve my credit score any? will I get more or less points on my credit score points than if I pay by debit or go into the store itself and pay [...]

7 Comments