Browsing the archives for the agency tag

How do you force a credit reporting agency to recognize your legal identity?

in Transunion Credit Report

My wife and I have been married for 5 years. She has been divorced from her ex-husband for 10 years. Experian and Equifax have recognized her new married name but Transunion has refused to do so. Her credit reports are sent to her using her ex-husband’s surname.

1 Comment

How do I go about suing a credit reporting agency for violation of the FDCPA & FCRA?

in FCRA, FDCPA, Transunion Credit Report

I have disputed the item with TransUnion and TransUnion removed it, but the credit company reported it to the credit bureau as well as a collection agency as a bad debt. I went to a Flooring store; they approved me for $2,000 in credit but I never used it. My floors were done

4 Comments

credit agency has my wrong SS number

in Transunion Credit Report

I tried to get my free credit report from transunion and it cant confirm my identity. My credit company recently told me they had my social security number wrong. How to i tell them they have my SS number wrong? I cant get to my online report to report a dispute

3 Comments

How will paying off a collection agency affect the credit report on which the non-payment is already listed?

in Transunion Credit Report

OK – I have a bill for a broken apartment lease that I was trying to fight (for a variety of good reasons) – and now it has gone to a collection agency for a total of $898.00. This item is already showing up on my Experian and TransUnion credit reports as unpaid and transferred [...]

6 Comments

How does a business report consumer accounts to a credit reporting agency?

in Business Credit Report

Business needs to update consumer account such as payment and judgment information. any tips?

1 Comment