Browsing the archives for the agencies tag

Are there any agencies that grant money to help with medical debt?

in Collections

I was involved in a car accident and the driver had no insurance, now I have millions of dollars in medical bills and there is no way I will ever be able to pay them all back. What can I do?

1 Comment

Is it correct for any the three Major Credit Reporting Agencies to outsource services overseas?

in Credit Report Laws, Equifax Credit Report, Experian Credit Report, Transunion Credit Report

On 19 February 2009 I contacted TransUnion, one of the three major Credit Reporting Agency (CRA). I contacted them because my user ID and password they had prescribed was not working. I asked a simple question to the lady which answered the phone. Due to her difficulty understanding what I was saying to her on [...]

1 Comment

What is the mailing address for the three reporting agencies for disputing credit?

in Transunion Credit Report

What is the mailing address if I wanted to dispute credit with Experian, Equifax, and Transunion? I had the report pulled by a mortgage company and I noticed errors. Do I also need a report by the reporting companies?

2 Comments

for CANADIAN credit reporting agencies.. does anyone know how to obtain your EXPERIAN score?

in Canadian Transunion, Transunion Credit Report

I’m familiar with how to obtain your score from equifax and transunion as well as reports from those two agencies.. but I’m having a hard time finding out my score from Experian.. my report I have no problem obtaining as well..

1 Comment

Are dispute results reported to the other credit agencies?

in Transunion Credit Report

I entered a dispute for two incorrect negative accounts with Experian. They investigated and deleted both accounts from my report with them. My question is: will they report those results to TransUnion and Equifax, so THEY take them off of my reports through them?

2 Comments

What is the name order of reporting agencies when you have a credit check done?

in Transunion Credit Report

We recently had a credit score run for us and they gave us the scores of 695, 697 and 707. Does anyone know the order of the 3 major credit bureaus on such a report and if that is the standard order they come in?

1 Comment

who does the credit reporting agencies answer to?

in Transunion Credit Report

I know that equifax,transunion,experian, are all powerful, but do they answer to anyone? when they don’t comply with the laws, who do you inform?

5 Comments

In the U.S. will placing fraud alerts with consumer credit reporting agencies reduce your credit score?

in Credit Monitoring

In the U.S., the three major credit reporting agencies are Equifax, Experian and TransUnion. Each of these agencies and private companies (e.g., Lifelock) offer credit monitoring services. Private companies generally file fraud alerts every 90

1 Comment