Browsing the archives for the after tag

How long until my credit score goes up after correcting errors on my credit report?

in Free Fico Score

My husband had 49 errors corrected on his Experian Credit report today. Only one is be investigated because it is a judgment. These were all errors due to 3 other people being lumped into my husband’s credit report. It was corrected easily over the phone, but I forgot to ask how long until the changes [...]

1 Comment

What happens to credit score after On record til Date has passed?

in Free Fico Score

If I look at my credit report and it says this is on record til 8/2009 and I don’t pay it, what happens to it? Can the collection agency still hound me for the money or is it gone and my credit score go up?

1 Comment

Credit score took a dive after I paid off school loans…?

in Equifax Credit Report

I recently paid off the last of my school loans because I intend to buy a new car soon and wanted to have my other debt out of the way before I take out an auto loan. As the information has come into the three credit bureaus, I have watched my Experian score drop six [...]

8 Comments

Does a customer’s credit card charge-off, after 7 years get removed automatically from their credit report?

in Build Your Credit

A charge-off from a credit card account stays on a credit report for 7 years. Does the charge-off get removed from a person’s credit report automatically (just like a bankruptcy does after 10 years) by the credit bureau OR does the

2 Comments

If creditor agrees, after a judgement or past due bill has been paid, can it be removed from credit report?

in Build Your Credit

For instance, if you owe $1000 on a bill, and the creditor knows you are disabled and legally judgment proof. If you return to work, and are willing to pay the debt to the creditor, rather than file bankruptcy(which means I’m not liable

4 Comments

Question about after cancelling my freecreditreport.com membership.?

in Free Credit Report, Transunion Credit Report

Last time they charged me $14.95 coz I didn’t saw that you have to cancel within the 7 days trial period. That’s ok with me. So I canceled it, and they told that I’m not gonna be charged anymore. I received a confirmation email that I

1 Comment

Shouldn’t my bankruptcy be removed from my credit report after 7 years?

in Build Your Credit

My bankruptcy was filed and discharged in August of 2002. I was told it would stay on my credit report for 7 years, ending August of 2009, but it is still on there today in Feb 2010. Does anyone have any advice as to how I can get it removed and who I need to [...]

5 Comments