Browsing the archives for the after tag
My husband had 49 errors corrected on his Experian Credit report today. Only one is be investigated because it is a judgment. These were all errors due to 3 other people being lumped into my husband’s credit report. It was corrected easily over the phone, but I forgot to ask how long until the changes [...]
If I look at my credit report and it says this is on record til 8/2009 and I don’t pay it, what happens to it? Can the collection agency still hound me for the money or is it gone and my credit score go up?
I recently paid off the last of my school loans because I intend to buy a new car soon and wanted to have my other debt out of the way before I take out an auto loan. As the information has come into the three credit bureaus, I have watched my Experian score drop six [...]
A charge-off from a credit card account stays on a credit report for 7 years. Does the charge-off get removed from a person’s credit report automatically (just like a bankruptcy does after 10 years) by the credit bureau OR does the
For instance, if you owe $1000 on a bill, and the creditor knows you are disabled and legally judgment proof. If you return to work, and are willing to pay the debt to the creditor, rather than file bankruptcy(which means I’m not liable
Last time they charged me $14.95 coz I didn’t saw that you have to cancel within the 7 days trial period. That’s ok with me. So I canceled it, and they told that I’m not gonna be charged anymore. I received a confirmation email that I
I overheard someone saying that you shouldn’t close your account after you pay a credit card off because it will increase your score for leaving it open
My bankruptcy was filed and discharged in August of 2002. I was told it would stay on my credit report for 7 years, ending August of 2009, but it is still on there today in Feb 2010. Does anyone have any advice as to how I can get it removed and who I need to [...]
