Browsing the archives for the affect tag

Does a one-time free annual credit report request affect my credit score?

13 Jan, 2012 in Apply for Loans by C.R.I.

Will annual credit report will affect my credit report

tagged affect, Annual, credit, free, onetime, report, Request, score

How does going to a Credit Counseling service affect your credit rating?

27 Dec, 2011 in Credit Report Laws by C.R.I.

My credit score is so low, I’m gonna need a backhoe to dig it up, but I don’t want to make it worse by going to a credit counseling service. Will I be able to buy a house while making payments to said service?

0 Comments

tagged affect, Counseling, credit, going, rating, service

How will settling credit card debt affect my credit score?

28 Jul, 2011 in Free Fico Score by C.R.I.

I have several accounts on my credit that are all in good standing. I just have one credit card with $25,000 in debt. I was making payments on it but when my husband was laid off, I couldn’t make payments. It’s over 90 days due and I want to settle the debt but I am [...]

2 Comments

tagged affect, card, credit, debt, score, settling.

What happens to my credit score when I apply for about 5 or 6 credit cards? Does it affect my ability to get?

5 Jul, 2011 in Free Fico Score by C.R.I.

What happens to my credit score when I apply for a few credit cards and are not approved because they require excellent credit? Does it affect my ability to get approval on another credit card? How long is this for?

4 Comments

tagged Ability, About, affect, Apply, cards, credit, happens, score

Do all bills affect your credit rating or just credit-related bills (such as creditcards, loans, mortgages..)?

28 Jan, 2011 in Equifax Credit Report by C.R.I.

I understand that credit card accounts, mortgages, and things like car loans will affect your credit score majorly depending on when you pay, your balance, etc… But how much, if any and when, do other bills (insurance, internet, phone, medical..) affect it? And if they do, will paying them off fix this? I recently was [...]

9 Comments

tagged affect, bills, credit, creditcards, creditrelated, just, Loans, mortgages, rating, such

How long will “recent inquiries” affect my credit score?

8 May, 2010 in Dispute Credit Report by C.R.I.

I recently bought a new to me car. I have good credit, but with the credit crunch lenders are real picky who they loan to. The car dealer tried 5 lenders before he got a yes. I got the car but now those Recent Inquiries are affecting my credit score. How long before they drop [...]

2 Comments

tagged affect, credit, inquiries, Long, recent, score

How will paying off a collection agency affect the credit report on which the non-payment is already listed?

17 Mar, 2010 in Transunion Credit Report by C.R.I.

OK – I have a bill for a broken apartment lease that I was trying to fight (for a variety of good reasons) – and now it has gone to a collection agency for a total of $898.00. This item is already showing up on my Experian and TransUnion credit reports as unpaid and transferred [...]

6 Comments

tagged affect, agency, already, collection, credit, listed, nonpayment, Paying, report

Credit Report, Credit Score and FICO Info

Free Credit Report Information