Browsing the archives for the accounts tag

How do you improve your credit score if you have poor credit and new accounts?

in Free Fico Score

I have alot of derogatory items on my credit that I actually need to take care of. I have opened some new credit card accounts since I have never had credit cards before. What is the best way to improve my score so that I am not such a high risk?

6 Comments

can i add old accounts to my credit report?

in Equifax Credit Report

I reviewed all three credit reports and found that there are a few old, and paid in full accounts that are not on my Equifax and Experian credit report, but are on transunions. Can I request that said account be added to Equifax and Experian, and will it help my score?

5 Comments

does paying charge off accounts increase your credit score over time?

in Build Your Credit

I have recently come into a lump sum of money that is just enough to pay my credit cards that are all charged off by now. My goal is to rebuild my credit .

5 Comments

Rebuilding Credit… Secured Card… Removed Accounts…?

in Dispute Credit Report

I pulled my 3 credit reports, and my three scores range anywhere from 490-502. I have had many credit problems in the past, and I am working to rebuild my credit and raise my score. With inquiries and other accounts falling off my report, can I somehow raise my score by 100 points within the [...]

3 Comments

Does anyone know how many points are gained on a credit report when inquiries and old accounts drop off?

in Dispute Credit Report

I am just curious to know how the point system works with credit scoring. When I have inquiries to drop off of my report, how many points am I going to gain? Also, the same with old accts?

2 Comments

When accounts expire off your credit report, without being settled/paid, does your credit score increase?

in Build Your Credit

The title pretty much covers my question. I’m curious, because I have about $7000 in medical debt expiring off my credit report in Feb. and I am wondering how it will affect my credit score?

6 Comments

In the past 2 weeks I paid off my 2 past due accounts, I check my experian credit report

in Experian Credit Report

It shows that my past due accounts that i paid it shows paid,but i notice my credit score haven’t change.my question is does the credit reporting agencies update the fico score on a certain day or something.

4 Comments

How does a business report consumer accounts to a credit reporting agency?

in Business Credit Report

Business needs to update consumer account such as payment and judgment information. any tips?

1 Comment