Browsing the archives for the Transunion Credit Report category

Suppressed credit report – how to get it ‘unsuppressed’?

in Transunion Credit Report

I’m trying to get an apartment (something I’ve done in the past) and I’m not able to get approved because my credit information is supposedly “suppressed” with TransUnion. I’ve made dozens of phone calls and NO ONE will tell me how I can get my information unsuppressed. I never asked for it to be suppressed. [...]

3 Comments

What is a good credit score to have when applying for a loan?

in Apply for Loans, Transunion Credit Report

I just finished ordering my TransUnion credit report and score online from transunion.com. It says my current credit score is 757. Is that considered good? The reason I ask is because I was thinking about going to my local bank next week

4 Comments

I decide to payoff bad items on my credit report, how long until my rating goes up?

in Transunion Credit Report

I am not sure about my transunion or equifax reports, but my experian report shows my rating at 529. I have $9000 in debt. With 0% credit available. If I start paying off these items, and bring them out of the red to current, will my rating go up? I have all red items on [...]

3 Comments

Experian credit report: I disputed a collection and they updated my report from “PAID” to “PAID CLOSED”?

in Dispute Credit Report, Experian Credit Report, Transunion Credit Report

What’s the diff? Will my score improve? First time it shows up is OCT and NOV 2003…….I found out in 2007 and got the matter partially resolved in OCT 2007 (transunion and equifax took the collection lines off; experian kept it).

1 Comment

Need help with collections that keep appearing?

in Collections, Transunion Credit Report

3 days ago I had a collection on my credit report from TransUnion that was found to be invalid and deleted. I got a free copy of my report showing the deletion. But now a knew collection appeared that is dated from 2003. I have both reports

1 Comment

Why is GE Money Bank credit card services at it again?

in Equifax Credit Report, Experian Credit Report, Transunion Credit Report

Now they are increasing their fees. 1st it was reducing the credit limits of ON-TIME paying customers. They are raising the fees for all aspects of the credit card. A sign that, to me, that this bank is nickle & dimming and may be going under.

4 Comments

How do you force a credit reporting agency to recognize your legal identity?

in Transunion Credit Report

My wife and I have been married for 5 years. She has been divorced from her ex-husband for 10 years. Experian and Equifax have recognized her new married name but Transunion has refused to do so. Her credit reports are sent to her using her ex-husband’s surname.

1 Comment

Is it correct for any the three Major Credit Reporting Agencies to outsource services overseas?

in Credit Report Laws, Equifax Credit Report, Experian Credit Report, Transunion Credit Report

On 19 February 2009 I contacted TransUnion, one of the three major Credit Reporting Agency (CRA). I contacted them because my user ID and password they had prescribed was not working. I asked a simple question to the lady which answered the phone. Due to her difficulty understanding what I was saying to her on [...]

1 Comment