Browsing the archives for the Free Fico Score category

How can someone with a 550 credit score get their house which is manufactured refinanced?

in Free Fico Score

my credit score is very low, but my manufactured house, which has been totally redecorated and redone, is due for a refinance because I had a 2/28 loan. What can I do?

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What is the best way to get a 750 credit score?

in Free Fico Score

Currently my credit score is 655. I have 4 cc’s and have not gone above half of my credit limit. I always pay at least double my minimum payment. I do have 1 negative thing on there from 2003, it does show it is paid tho. What are ways to get my score better. Right [...]

4 Comments

What Free Credit Reports Can Do For You

in Free Fico Score

There are indeed very hard times and if you do not have any other option, you must do what you can to ride that wave of economic depression out until signs of better times arise, or at least until you find a better financial solution. free credit annual report One sector that has gained a [...]

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How will settling credit card debt affect my credit score?

in Free Fico Score

I have several accounts on my credit that are all in good standing. I just have one credit card with $25,000 in debt. I was making payments on it but when my husband was laid off, I couldn’t make payments. It’s over 90 days due and I want to settle the debt but I am [...]

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What is the minimum credit score required to qualify for a fixed mortgage?

in Free Fico Score

I am familiar with the subprime lending that has taken place and how it has affected the economy and the lending industry in general and I don’t want to waste my time applying for a mortgage until my credit score is where it should be.

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What is the credit score of someone with only current student loans on their credit report?

in Free Fico Score

I just ran my credit report and it was exactly what I thought. The only items on the report are current student loans (never late) and inquiries from Sallie Mae regarding the loans. I’m just curious, I don’t have a perfect credit score do I? Where does it start for someone in my position? I [...]

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What is the best way to raise your credit score?

in Free Fico Score

When I was in college I kind of got some bad credit. Now I’m looking to raise my credit score. I have three credit cards and am always paying the bills on-time. Is there anything else I can do to raise my score?

6 Comments

How long until my credit score goes up after correcting errors on my credit report?

in Free Fico Score

My husband had 49 errors corrected on his Experian Credit report today. Only one is be investigated because it is a judgment. These were all errors due to 3 other people being lumped into my husband’s credit report. It was corrected easily over the phone, but I forgot to ask how long until the changes [...]

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