Browsing the archives for the FDCPA category

How does a court order judgment work and when and how long does it stay on a credit report?

in FDCPA

I just recently received a judgment from small claims court for a medical bill debt of $500. When will it be reported to the credit bureau and is there a way to prevent this should I come up with the money to satisfy the debt?

3 Comments

A judgment on my credit report?

in FDCPA

I have a jdugment on my credit report due to a civil lawsuit and I just want to know how this can effect me long term. I am a student, so can it prevent me from requesting student loans? What can it prevent me from doing with a judgment on my credit?

3 Comments

How do I go about suing a credit reporting agency for violation of the FDCPA & FCRA?

in FCRA, FDCPA, Transunion Credit Report

I have disputed the item with TransUnion and TransUnion removed it, but the credit company reported it to the credit bureau as well as a collection agency as a bad debt. I went to a Flooring store; they approved me for $2,000 in credit but I never used it. My floors were done

4 Comments