Browsing the archives for the Experian Credit Report category

Experian credit report: I disputed a collection and they updated my report from “PAID” to “PAID CLOSED”?

in Dispute Credit Report, Experian Credit Report, Transunion Credit Report

What’s the diff? Will my score improve? First time it shows up is OCT and NOV 2003…….I found out in 2007 and got the matter partially resolved in OCT 2007 (transunion and equifax took the collection lines off; experian kept it).

1 Comment

Why is GE Money Bank credit card services at it again?

in Equifax Credit Report, Experian Credit Report, Transunion Credit Report

Now they are increasing their fees. 1st it was reducing the credit limits of ON-TIME paying customers. They are raising the fees for all aspects of the credit card. A sign that, to me, that this bank is nickle & dimming and may be going under.

4 Comments

Is it correct for any the three Major Credit Reporting Agencies to outsource services overseas?

in Credit Report Laws, Equifax Credit Report, Experian Credit Report, Transunion Credit Report

On 19 February 2009 I contacted TransUnion, one of the three major Credit Reporting Agency (CRA). I contacted them because my user ID and password they had prescribed was not working. I asked a simple question to the lady which answered the phone. Due to her difficulty understanding what I was saying to her on [...]

1 Comment

What are the differences between the 3 major credit companies Equifax, Transunion and Experian?

in Equifax Credit Report, Experian Credit Report, Transunion Credit Report

Do different credit inquires look at a specific credit company or they look at all three to determine your score. Why are there minor differences between the three reports one has my gas company account and the other two don’t. Ex. 6 years ago I took a car loan, when they check my credit they [...]

5 Comments

In the past 2 weeks I paid off my 2 past due accounts, I check my experian credit report

in Experian Credit Report

It shows that my past due accounts that i paid it shows paid,but i notice my credit score haven’t change.my question is does the credit reporting agencies update the fico score on a certain day or something.

4 Comments

Fighting Experian Credit report?

in Dispute Credit Report, Experian Credit Report

I have been fighting Experian about inaccurate information on my credit report for months. I have disputed these things online and have send them paper work in the mail proving they are wrong. I always get the same response from them

2 Comments

I have a three in one credit report from the three reporting credit companiesEquifax,Experian,and Transunion?

in Experian Credit Report

With those companies,I have three different Credit scores,Why is it this way,how do i find out my real credit score?Equifax gave my credit score a 569,Experian 572,and Transunion 635.Any reason why I have three different

4 Comments

I have a 21k dollar bill on my credit but do not have a copy of my credit report from Experian?

in Dispute Credit Report, Experian Credit Report

I found this out when I went to buy a car. I was not supplied with the report. How can I talk to a PERSON at EXPERIAN without paying the $15 charge for a copy of my report just for the “customer service” phone #. Or How can I find out

3 Comments