Browsing the archives for the Equifax Credit Report category

Am I not building credit history by balancing my credit card just before the end of the billing cycle?

in Equifax Credit Report

I’ve been using the same credit card (my first and only credit card) for a little over a year now. To avoid paying interest, I’ve been balancing out the card before the billing cycle ends (the 9th of every month). I’ve never owed interest on this card, and thought I was doing really well. A [...]

8 Comments

Anyone know of a place where i can monitor ALL THREE credit scores??!?

in Equifax Credit Report

i went to MyFico.com however, the scorewatch program they have only monitors Equifax. Score watch is not available for Transunion or Experian. Does anyone know a reliable true source where i can obtain this?

4 Comments

Does anybody know any sites i can get help for recovering credit scores??? (apart from experian and equifax.)?

in Equifax Credit Report
6 Comments

Credit score took a dive after I paid off school loans…?

in Equifax Credit Report

I recently paid off the last of my school loans because I intend to buy a new car soon and wanted to have my other debt out of the way before I take out an auto loan. As the information has come into the three credit bureaus, I have watched my Experian score drop six [...]

8 Comments

How long do different negatives stay on your credit report & influence your credit score?

in Equifax Credit Report

I had a bankruptcy in 05, and I also had some accounts then that were 90+ days delinquent im sure. and one or two 30 and 60s, but I also hd alot more GOOD accounts too. But now I have the bankruptcy and the delinquencies on my report. Now I know that a bankruptcy is [...]

2 Comments

Transunion says my credit score is 580 while Experian says it is 623, what gives?

in Equifax Credit Report

After recently being turned down for a car loan through various lenders, I took a closer look at my credit and why it was causing me to be denied. My credit score at Transunion is 580 and at Experian it says 623! Before applying for the car loans, I had only checked transunion, so assumed [...]

7 Comments

why do I only have two credit scores?

in Equifax Credit Report

okay, I checked my credit score the other day and in it I only got two scores…one for TransUnion and Experian…but none for Equifax and I’m wondering if that is normal or if something is really wrong?

1 Comment

Comcast ran a credit inquiry on me without me authorizing it, what should I do?

in Equifax Credit Report

I will be buying a house shortly so my credit score is very important. Basically what happened was, I was on the phone with them and they asked me for my Social Security #. I specifically asked if they would be using that to run a credit check and they said no, that it would [...]

2 Comments