Browsing the archives for the Equifax Credit Report category

Do all bills affect your credit rating or just credit-related bills (such as creditcards, loans, mortgages..)?

in Equifax Credit Report

I understand that credit card accounts, mortgages, and things like car loans will affect your credit score majorly depending on when you pay, your balance, etc… But how much, if any and when, do other bills (insurance, internet, phone, medical..) affect it? And if they do, will paying them off fix this? I recently was [...]

9 Comments

does anyone have any idea where i can find a company that would give me a loan through Equifax?

in Equifax Credit Report

in other words, my score is good with equifax, any company out there would approve me for a credit card with low credit to start off or maybe a home loan ?

3 Comments

I have been paying my Chase credit card off 2 weeks at a time. Does it matter how you pay it?

in Equifax Credit Report

I pay $350 every 2 weeks. Of course, sometimes that ends up being $700 a mo and sometimes it ends up being $1050 a mo. This means the every other payment does not have the intrest tacked on it. I plan to have this card payed in full the 2nd paycheck in January and then [...]

4 Comments

Credit agency reporting by Bank of America?

in Equifax Credit Report

When , on which perticular date of every month Bank of america reports credit card activity of a/c holder to credit agency like equifax, experian, transunion. I am asking you because I need to apply for loan for big purchase and before that I have cleared all debit balance on my credit cards last month. [...]

1 Comment

Question for Financial Advisor: Credit Card Approval?

in Equifax Credit Report

Hello, I will need the expertise of a financial advisor or counselor for my question as it applies to credit scores/cards/reports. Long story short – I destroyed my credit 10 years ago when I was 18. I haven’t been able to apply for a credit card since. However, several years ago, I took out a [...]

3 Comments

which bank uses experian to check credit for auto loans?

in Equifax Credit Report

I was wondering if any one in the north carolina area knew of any banks that pull your experian credit report for auto loans. My exp. score is the highest at a 708 and i need to refinance my car. i know i could get a good rate and get approved if they check exp. [...]

2 Comments

My mortgage company- a bank only reports to one credit bureau-Equifax- is there a way to get on Trans & Experi

in Equifax Credit Report

I have been perfect on it for the 3 years that I have had it, I call Experian who said that my bank Talbot State Bank in Georgia would have to pay to be a member, and that there is no way to get it on their report. An aquaintance who charges $400 to repair [...]

3 Comments

How should I pay off my debt?

in Equifax Credit Report

I recently received some money. Should I pay off the collection agencies or could I pay off the actual company I owe money through. ALSO, how do I find out my credit score? I know experian, equifax and others do your credit report. So where do I go to find out everything on my credit???

1 Comment