Browsing the archives for the Dispute Credit Report category
I had a Bankruptcy over 10 years ago. I recently bought a car and the Bankruptcy is still appearing on my credit report. I was still able to buy the car by showing my Bankruptcy discharge papers.
What’s the diff? Will my score improve? First time it shows up is OCT and NOV 2003…….I found out in 2007 and got the matter partially resolved in OCT 2007 (transunion and equifax took the collection lines off; experian kept it).
According to Equifax my score is 694. Neg factors include my first account was opened 7 months ago, I only have 1 credit card and I owe debt on a 100% of my credit cards (not really, it’s fully paid off and it probably says that because I let the
This has caused me to file bankruptcy which has been discharged. Can I dispute these and have removed from the credit report? The title company is out of business, the appraiser over-appraised the homes and the individuals are under investigation.
The only thing that I can remember doing “wrong” was, I charged many of my cards almost to their limit, like about $100 away from the limit on a few $3000 cards, and about $13500 on a $15,000 card, however I was planning on paying most of that off this month.
We have been working on our credit and I have paid perfect on my car for two years and just recently received a small credit card and I have paid that perfect also. I am ready to trade in my car but I am going to wait till December of this year probably at which [...]
I pulled my 3 credit reports, and my three scores range anywhere from 490-502. I have had many credit problems in the past, and I am working to rebuild my credit and raise my score. With inquiries and other accounts falling off my report, can I somehow raise my score by 100 points within the [...]
I recently bought a new to me car. I have good credit, but with the credit crunch lenders are real picky who they loan to. The car dealer tried 5 lenders before he got a yes. I got the car but now those Recent Inquiries are affecting my credit score. How long before they drop [...]
