Is it true that leaving 30% of your limit on a credit card increase your credit score?
Jan, 2010 in Build Your CreditI always kind of max out my credit cards I pay them regularly and none of my accounts are delinquent. I have not noticed any change in my credit score within the last 6 months. why do you think that is? I need help.
Thats bad to keep that much dept on your credit cards. It can positively affect it though as it lowers the “potential” debt scoring.
You want to use no more than 30% of your credit limit. That means that 70% would be left (unused). Having used 30% or less of your available credit is good for your credit score.