Anyone know of a finance company that will look at my experian report to make a lending decision. My experian score is significantly higher than my other 2. Thanks.
Anyone know of a finance company that will look at my experian report to make a lending decision. My experian score is significantly higher than my other 2. Thanks.
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That’s because Experian uses a different scoring scale and lenders know it. You can’t pick and choose which credit bureau a lender will use.
no they will look at the middle of 3 and you do know there report is an auto report so their number will not match what you pulled
You can call and ask, but they may not give you the right answer. I would suggest going to a local credit union if possible and checking out their rates prior to using a dealership or other finance company.
Experian is NOT always highest as someone else suggested, in my case despite having the same information as the other 2 major reporting agencies, it is my lowest score.