What is a good credit score to have when applying for a loan?

I just finished ordering my TransUnion credit report and score online from transunion.com. It says my current credit score is 757. Is that considered good? The reason I ask is because I was thinking about going to my local bank next week

Continue Reading »

3 Comments

tagged Applying, credit, Good, loan, score

I decide to payoff bad items on my credit report, how long until my rating goes up?

24 Jul, 2010 in Transunion Credit Report by C.R.I.

I am not sure about my transunion or equifax reports, but my experian report shows my rating at 529. I have $9000 in debt. With 0% credit available. If I start paying off these items, and bring them out of the red to current, will my rating go up? I have all red items on my report showing in collection or charged off. I think the only way they will become satisfactory is if I pay them off in full.

3 Comments

tagged credit, decide, Goes, items, Long, payoff, rating, report, until